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Key features
Coverage against damage, theft, third-party liabilities and natural calamities
Cashless claim settlement at 6,500+ network garages
24x7 roadside assistance
100% digital buying process
Choice of multiple add-on covers
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Key features and benefits
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Cashless claim settlement at 6,500+ network garages
Repair your damaged two-wheeler at 6,500+ network garages and avail cashless claim facilities.
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Own damage cover
Covers any damages or losses caused to the insured two-wheeler in an accident, or a natural disaster, or due to any technical glitches or malfunctions.
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Third-party liability
Covers any damages or losses caused by your insured vehicle to the third party - physically or to their property.
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Personal accident cover up to Rs. 15 lakh
The insurer will pay the sum insured to the nominee if the owner-driver (insured) suffers accidental death or permanent total disability.
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Multiple optional add-on covers
Choose from the add-on covers: loss of accessories, legal liability to paid driver, cleaner, or any workman, and personal accident cover for occupants.
Eligibility criteria and documents required
Anyone fulfilling the below-given criteria is eligible to buy Bajaj Allianz Two-wheeler Insurance policy. Also, below is some basic information you need to keep handy to buy the policy.
Eligibility criteria
- Nationality: Indian
- Age: 18 years and above
- The vehicle being registered should have a valid registration number and certificate
Documents required
Only basic information required while buying the policy:
- Two-wheeler's registration number and certificate
- Previous policy details of the vehicle
- Valid 10-digit mobile number
- Residential PIN code
Step-by-step guide to buy the policy
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Step 1
Click on 'Get Quote' to open the online application form.
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Step 2
Enter the vehicle type, two-wheeler registration number, mobile number, and residential PIN code. Check the terms and conditions and click on the 'Get Quote' button below.
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Step 3
Choose the IDV, NCB value, add-on covers and plan type to get a list of relevant two-wheeler insurance policies. You need to update your current policy expiry date here.
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Step 4
Choose Bajaj Allianz Two-wheeler Insurance Policy by clicking on the 'Buy Now' button. You will need to add a compulsory owner-driver personal accident cover.
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Step 5
Confirm the vehicle registration date and the previous policy type (Comprehensive/third-party). Click on 'Proceed'.
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Step 6
Enter the vehicle owner's name, date of birth, residential address and contact number. Also, enter the vehicle engine and chassis number (as mentioned in RC) and previous policy details.
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Step 7
Recheck your previously filled details and make the payment through your preferred online payment mode - netbanking, UPI, Credit/debit card to complete the application process.
After successful payment, your policy document will be available for you to download instantly. A copy of the policy document will also be mailed to your registered email ID within 5-7 working days.
You will also receive an SMS confirmation immediately after the payment process is completed.
You can also access your policy details through the 'My Account' section within 5-7 days after purchase.
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Key policy inclusions and exclusions
Here’s a quick look at the inclusions and exclusions under Bajaj Allianz Two-wheeler insurance plan:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Own damage coverage | Covers damages or losses caused to the insured vehicle’s in any incident such as accidents, natural disasters, theft, or malfunctions |
| Third-party liability coverage | Gives financial and legal coverage against physical injury and/or property damage caused to the third party by your insured vehicle |
| Personal accident cover | Compensates the specified sum insured on the policy in case the insured’s demise or suffers permanent total disability due to an accident |
| Add-on options | Offers three optional covers: Loss of accessories, legal liability of the paid driver, cleaner or any workman and personal accident cover for occupant |
| Key exclusions | Description |
|---|---|
| Location | Any loss or damage caused to your two-wheeler outside the geographical limits of India |
| Pre-existing damages | Any damage that your two-wheeler has suffered before buying buying this two-wheeler insurance policy |
| Normal wear and tear | Repair or replacement costs of two-wheeler parts that are damaged over time due to regular usage |
| Liability | A claim arising out of any contractual liability. For e.g., the owner of the vehicle gives it to another individual or entity for using/driving on a contract |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to raise a cashless claim
Follow these steps to raise cashless claim requests with Bajaj Allianz Two-wheeler Insurance.
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Step 1 - Contact the insurer
You can register your claim:
Calling on the toll-free number 1800-209-5858
or,
Writing an email at bagichelp@bajajallianz.co.in
or,
Directly on the insurer's website. -
Step 2 - Provide some basic details
Share some basic details with the insurer:
Contact number, engine and chassis number, date, time, description and location of the accident, vehicle inspection address, kilometre reading on the vehicle. -
Step 3 - Receive the claim reference number
You will receive a claim reference number from the insurer and an SMS about the exact status of your claim.
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Step 4 - Locate your nearest network garage
Take your vehicle or have it towed for repair to the nearest network garage.
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Step 5 - Bill is settled between the insurer and the garage
The vehicle will be repaired at a network garage and delivered to your doorstep. The insurer will settle the bills directly with the garage.
How to raise a reimbursement claim
Follow these steps to raise reimbursement claim requests with Bajaj Allianz Two-wheeler Insurance.
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Step 1 - Contact the insurer
Register your claim:
Call the toll-free number 1800-209-5858
or,
Write an email at:bagichelp@bajajallianz.co.in
or,
Directly visit the insurer's website. -
Step 2 - Provide some basic details
Share some basic details with the insurer:
Contact number, engine and chassis number, date, time, description and location of the accident, vehicle inspection address, kilometre reading on the vehicle. -
Step 3 - Receive claim reference number
You will receive a claim reference number from the insurer and an SMS about the exact status of your claim.
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Step 4 - Repair your two-wheeler at any of your preferred garage
Get your two-wheeler repaired at your preferred garage, pay the bills, and retain the invoice.
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Step 5 - Submit the required documents
Submit bills along with the documents online or to the nearest Bajaj Allianz office.
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Step 6 - Claim settlement
Reimbursement will take approximately 7 - 30 days (for a net of loss) from the date of submission of the final bill, provided all documents are in order and within policy purview.
Documents required for raising a damage claim request
Here is the list of documents you need to raise a damage claim request with Bajaj Allianz Two-wheeler Insurance.
- Filled claim form with contact number and email ID
- Policy document/cover note
- Copy of registration book, tax receipt
- Copy of driving license with original of the person driving the two-wheeler at the time of the accident
- FIR (in case of third-party liability)
- Estimate of repair from the repairer
Documents required for raising a theft claim request
Here is the list of documents you need to raise a theft claim request with Bajaj Allianz Two-wheeler Insurance.
- Filled claim form with contact number and email ID
- Vehicle registration certificate copy with two-wheeler keys
- Driving license copy
- Original policy document
- A no-trace report from the police saying that the vehicle cannot be located
Frequently asked questions
What are the types of two wheeler insurance in India?
There are two types of two-wheeler insurance plans:
Third party insurance: Provides coverage from the financial losses you cause to a third-party and their vehicle. This is mandated by the government.
Comprehensive insurance: This includes third party insurance. It covers two-wheelers from accidents, fire, theft, natural calamities.
How can I contact Bajaj Allianz for any insurance-related queries?
You can get in touch with the Bajaj Allianz General Insurance customer care team by calling this toll-free number: 1800-209-0144/1800-209-5858 or writing an email at bagichelp@bajajallianz.com
What is Roadside Assistance (RSA)?
If your car breaks down or meets with an accident without access to any mechanical help nearby, the Roadside Assistance program services available with Bajaj Allianz Car Insurance policies help the insured vehicle with various assistance services.
Can I purchase two-wheeler insurance online without any paperwork?
Yes. You can purchase the Bajaj Allianz Two-wheeler Insurance Policy online hassle-free with our 100% digital process and minimal paperwork. Click here to Get Quote
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Insurance Glossary
Insured declared value
This is the maximum claim the insurance company will pay if the vehicle is stolen or damaged beyond repair.
Deductibles
An insurance deductible is amount the policyholder will have to pay from his pocket for repairs in the event of loss or damage to the vehicle.
Network garages
Network garages are cashless garages which have a tie-up with the insurance company and do not require the policyholder to make any payment out of their own pocket.
Non-network garages
These garages do not have a tie-up with the insurance company. Repairs or services undertaken must be paid for by the policyholder upfront and can be claimed later.
Disclaimer
"Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited and ManipalCigna Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. This product provides insurance coverage under Bajaj Allianz Two-wheeler Insurance UIN: IRDAN113RP0026V01200102. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws which are subject to change in future. Pls consult your tax advisor for more details. Visitors are hereby informed that by providing their personal or any information on our website they agree and understand that the information submitted by them may be shared with insurers.
Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale."
Premium indicated is inclusive of taxes for comprehensive coverage of two wheeler upto 70 CC. Premium varies depending upon specification of vehicle.